Free ACI 3I0-012 Practice Exam with Questions & Answers | Set: 10

1.4242

1.4232

1.4246

1.4237

ACT/365

ACT/360

ACT/ACT

30E/360

8% of RWA plus conservation buffer

10.5% of RWA plus conservation buffer

8% of RWA plus countercyclical buffer

10.5% of RWA plus countercyclical buffer

Instruments qualifying for recognition as Tier 1 or Tier 2 capital will be substantially restricted.

Basel III does not include Tier 3 capital

There is a distinction between upper Tier 2 and lower Tier 2 capital

New non-common equity Tier 1 and Tier 2 instruments are more loss-absorbing than previously

Sold USD 5,000,000.00 at 1.5575

Sold GBP 5,000,000.00 at 1.5575

Bought GBP 5,000,000.00 at 1.5580

Bought USD 5,000,000.00 at 1.5580

No, it doesn’t, since the slope of the yield cure is unrelated to the spread between short-term and long-term interest rates.

No, it doesn’t. There isn’t any link at all between the slope of the interest yield curve and a bank’s net interest margin.

Yes it does. In banking, long-term rates usually apply to bank deposits and money market borrowings whereas short-term interest rates are attached to loans and securities.

Yes it does. Long-term rates usually apply to a bank’s assets (loans, securities, etc.) and the short term interest rates are generally attached to liabilities (deposits, money market borrowings, etc.).

allot the amount for which the price is valid pro rata amongst some principals in accordance with the amount proposed by each and inform the other dealers that “nothing was done”

decide which principals he will allot the amount for which the price is valid and inform the other dealers that “nothing was done”

evenly allocate the amount for which the price is valid amongst all the principals and inform all the relevant dealers

apportion the amount for which the price is valid pro rata amongst all the principals concerned in accordance with the amount proposed by each and inform all the relevant dealers

to increase funding diversification , to reduce funding costs, to achieve regulatory and accounting benefits, to increase the size of the balance sheet

to increase funding diversification , to reduce funding costs, to achieve regulatory and accounting benefits

to increase funding diversification , to reduce operational risk, to achieve regulatory and accounting benefits, to decrease the size of the balance sheet

to increase funding diversification , to reduce operational risk, to achieve regulatory and accounting benefits, to increase the size of the balance sheet

+USD 373,599.00

+USD 186,099.00

-USD 1,400.99

Nil

Reviewed Supervisory Factor

Required Stable Funding

Riskless Stable Funding

Riskless Supervised Funding

Wherever the parties agree

In London

In NewYork

In Frankfurt

when receiving THB in 1 month

when receiving HKD in 2 months

when receiving PHP in 2 bank business days

when receiving KRW in 3 months

The deal should not be concluded and the broker should inform both counterparties accordingly.

The transaction should be concluded and the broker should inform both counterparties accordingly.

The broker should immediately inform both counterparties that the deal will have to be renegotiated.

The broker should decide whether the transaction is concluded or not and inform both counterparties accordingly.

The other dealer is bound to reciprocate.

This is not in any way an enforceable or binding commitment.

The Model Code does not comment on dealing reciprocity.

It is common market practice to suspend reciprocity in periods of high volatility.

adding up expected vault cash outflows, ATMs and other cash points operated by the institution across all branches

establishing a forward cash flow plan that takes account of all contractual and behavioral cash flows related to assets and liabilities

the net cash flow from investment activities in the IFRS consolidated Statement of Cash Flows for prior periods

subtracting short-term liabilities from short-term assets