Free CompTIA SY0-701 Practice Exam with Questions & Answers | Set: 4

PCI DSS is the Payment Card Industry Data Security Standard, which is a set of security requirements for organizations that store, process, or transmit cardholder data. PCI DSS aims to protect the confidentiality, integrity, and availability of cardholder data and prevent fraud, identity theft, and data breaches. PCI DSS is enforced by the payment card brands, such as Visa, Mastercard, American Express, Discover, and JCB, and applies to all entities involved in the payment card ecosystem, such as merchants, acquirers, issuers, processors, service providers, and payment applications.

If a large bank fails an internal PCI DSS compliance assessment, the most likely outcome is that the bank will face fines from the payment card brands. An internal PCI DSS compliance assessment is a self-assessment that the bank performs to evaluate its own compliance with the PCI DSS requirements. The bank must submit the results of the internal assessment to the payment card brands or their designated agents, such as acquirers or qualified security assessors (QSAs). If the internal assessment reveals that the bank is not compliant with the PCI DSS requirements, the payment card brands may impose fines on the bank as a penalty for violating the PCI DSS contract. The amount and frequency of the fines may vary depending on the severity and duration of the non-compliance, the number and type of cardholder data compromised, and the level of cooperation and remediation from the bank. The fines can range from thousands to millions of dollars per month, and can increase over time if the non-compliance is not resolved.

The other options are not correct because they are not the most likely outcomes if a large bank fails an internal PCI DSS compliance assessment. B. Audit findings. Audit findings are the results of an external PCI DSS compliance assessment that is performed by a QSA or an approved scanning vendor (ASV). An external assessment is required for certain entities that handle a large volume of cardholder data or have a history of non-compliance. An external assessment may also be triggered by a security incident or a request from the payment card brands. Audit findings may reveal the gaps and weaknesses in the bank’s security controls andrecommend corrective actions to achieve compliance. However, audit findings are not the outcome of an internal assessment, which is performed by the bank itself. C. Sanctions. Sanctions are the measures that the payment card brands may take against the bank if the bank fails to pay the fines or comply with the PCI DSS requirements. Sanctions may include increasing the fines, suspending or terminating the bank’s ability to accept or process payment cards, or revoking the bank’s PCI DSS certification. Sanctions are not the immediate outcome of an internal assessment, but rather the possible consequence of prolonged or repeated non-compliance. D. Reputation damage. Reputation damage is the loss of trust and credibility that the bank may suffer from its customers, partners, regulators, and the public if the bank fails an internal PCI DSS compliance assessment. Reputation damage may affect the bank’s brand image, customer loyalty, market share, and profitability. Reputation damage is not a direct outcome of an internal assessment, but rather a potential risk that the bank may face if the non-compliance is exposed or exploited by malicious actors. References = CompTIA Security+ Study Guide (SY0-701), Chapter 8: Governance, Risk, and Compliance, page 388. Professor Messer’s CompTIA SY0-701 Security+ Training Course, Section 8.2: Compliance and Controls, video: PCI DSS (5:12). PCI Security Standards Council, PCI DSS Quick Reference Guide, page 4. PCI Security Standards Council, PCI DSS FAQs, question 8. PCI Security Standards Council, PCI DSS FAQs, question 9. [PCI Security Standards Council], PCI DSS FAQs, question 10. [PCI Security Standards Council], PCI DSS FAQs, question 11. [PCI Security Standards Council], PCI DSS FAQs, question 12. [PCI Security Standards Council], PCI DSS FAQs, question 13. [PCI Security Standards Council], PCI DSS FAQs, question 14. [PCI Security Standards Council], PCI DSS FAQs, question 15. [PCI Security Standards Council], PCI DSS FAQs, question 16. [PCI Security Standards Council], PCI DSS FAQs, question 17. [PCI Security Standards Council], PCI DSS FAQs, question 18. [PCI Security Standards Council], PCI DSS FAQs, question 19. [PCI Security Standards Council], PCI DSS FAQs, question 20. [PCI Security Standards Council], PCI DSS FAQs, question 21. [PCI Security Standards Council], PCI DSS FAQs, question 22. [PCI Security Standards Council], PCI DSS FAQs, question 23. [PCI Security Standards Council], PCI DSS FAQs, question 24. [PCI Security Standards Council], PCI DSS FAQs, question 25. [PCI Security Standards Council], PCI DSS FAQs, question 26. [PCI Security Standards Council], PCI DSS FAQs, question 27. [PCI Security Standards Council], PCI DSS FAQs, question 28. [PCI Security Standards Council], PCI DSS FAQs, question 29. [PCI Security Standards Council], PCI DSS FAQs, question 30. [PCI Security Standards Council]

Whaling is a type of phishing attack that targets high-profile individuals, such as executives, celebrities, or politicians. The attacker impersonates someone with authority or influence and tries to trick the victim into performing an action, such as transferring money, revealing sensitive information, or clicking on a malicious link. Whaling is also called CEO fraud or business email compromise2.

Hashing is used to verify data integrity. By comparing the hash value of the data before and after transmission, it is possible to determine if the data has been altered in transit. If the hash values match, the data has not been modified.

A screenshot of a computer AI-generated content may be incorrect.

Step 1: Analyze the Data and Question

Scenario:

Company data (directory, compensation report, user data) is found on the dark web.

CIO asks you to investigate and implement the most secure protection for employee accounts.

Task:

Identify weak password practices.

Choose the best containment step that keeps evidence on the host uncompromised.

Step 2: Identify Weak Password Practices

Prompt: Select all weak password practices from the list:

Age

Reuse

Length

Expiration

Complexity

Let’s analyze each:

Age: If passwords are used for a long time without change, it's a weak practice (passwords become easier to compromise over time).

Reuse: Reusing passwords across accounts is a serious weak practice (if one gets leaked, all accounts are at risk).

Length: Short passwords are weak; password length matters. If passwords are too short, that’s a weak practice.

Expiration: Forcing frequent expiration can lead to weaker passwords (users pick simple ones), but not expiring passwords at all is also risky. (For most exams, "expiration" by itself isn't usually called a weak practice unless the policy is poorly set.)

Complexity: Lack of complexity (not requiring numbers, symbols, etc.) is a weak practice.

So, select all that are truly weak practices:

Answer for weak password practices (check all that apply):

✔️ Age

✔️ Reuse

✔️ Length

✔️ Complexity

(Expiration is more controversial; on the exam, the main focus is usually on Age, Reuse, Length, and Complexity.)

Step 3: Choose the Best Containment Step

Prompt:

Select the containment step that will leave potential evidence on the host uncompromised:

PIN code

FIDO security key

SMS authentication

OTP token

Containment step means “what security solution can you implement to protect employee accounts going forward, while preserving digital evidence on potentially compromised systems?”

The most secure solution for account protection among these, that also doesn’t interfere with host evidence, is FIDO security key.

Why?

PIN code: Not strong enough; also may be stored locally.

SMS authentication: Can be intercepted; often leaves traces on the host (like SMS logs).

OTP token: Similar risks, some implementations might log to the host.

FIDO security key: Hardware-based, phishing-resistant, no codes sent to the host, and doesn’t alter host evidence—authentication happens off the device.

So, the best answer is:

FIDO security key

Step 4: Solution Recap and Justification

Detailed Solution Recap:

Identify weak password practices:

Weaknesses: passwords are reused, not long enough, lack complexity, and used for a long time.

Select the best security solution:

Implement FIDO security keys for employees.

Most secure among listed options.

Hardware-based; resistant to phishing, interception, and does not leave evidence on the compromised host (which is important for forensics).

A jump server is a device or virtual machine that acts as an intermediary between a user’s workstation and a remote network segment. A jump server can be used to securely access servers or devices that are not directly reachable from the user’s workstation, such as database servers. A jump server can also provide audit logs and access control for the remote connections. A jump server is also known as a jump box or a jump host12.

RADIUS is a protocol for authentication, authorization, and accounting of network access. RADIUS is not a device or a method to access remote servers, but rather a way to verify the identity and permissions of users or devices that request network access34.

HSM is an acronym for Hardware Security Module, which is a physical device that provides secure storage and generation of cryptographic keys. HSMs are used to protect sensitive data and applications, such as digital signatures, encryption, and authentication. HSMs are not used to access remote servers, but rather to enhance the security of the data and applications that reside on them5 .

A load balancer is a device or software that distributes network traffic across multiple servers or devices, based on criteria such as availability, performance, or capacity. A load balancer can improve the scalability, reliability, and efficiency of network services, such as web servers, application servers, or database servers. A load balancer is not used to access remote servers, but rather to optimize the delivery of the services that run on them . References =

How to access a remote server using a jump host

Jump server

RADIUS

Remote Authentication Dial-In User Service (RADIUS)

Hardware Security Module (HSM)

[What is an HSM?]

[Load balancing (computing)]

[What is Load Balancing?]

The security engineer is likely to deploy a Web Application Firewall (WAF) to protect the new web portal service. A WAF specifically protects web applications by filtering, monitoring, and blocking HTTP requests based on a set of rules. This is crucial for preventing common attacks such as SQL injection, cross-site scripting (XSS), and other web-based attacks that could compromise the web service.

Layer 4 firewall operates primarily at the transport layer, focusing on IP address and port filtering, making it unsuitable for web application-specific threats.

NGFW (Next-Generation Firewall) provides more advanced filtering than traditional firewalls, including layer 7 inspection, but the WAF is tailored specifically for web traffic.

UTM (Unified Threat Management) offers a suite of security tools in one package (like antivirus, firewall, and content filtering), but for web application-specific protection, a WAF is the best fit​​​.

"Group Policy Objects (GPOs) are a feature of Microsoft Windows Active Directory that allow administrators to centrally manage and configure settings across multiple systems in an efficient manner. When a vulnerability such as SMBv1 (Server Message Block version 1) is identified onmultiple servers, GPOs can be used to disable this outdated and insecure protocol across all affected systems simultaneously. By creating a GPO to enforce a policy that disables SMBv1, the organization can ensure consistent remediation without manually configuring each server individually, making it the most efficient solution for domain-joined environments."

Metadata is data that describes other data, such as its format, origin, creation date, author, and other attributes. Video files, like other types of files, can contain metadata that can provide useful information for forensic analysis. For example, metadata can reveal the camera model, location, date and time, and software used to create or edit the video file. To query the file’s metadata, a security analyst can use various tools, such as MediaInfo1, ffprobe2, or hexdump3, to extract anddisplay the metadata from the video file. By querying the file’s metadata, the security analyst can most likely identify both the creation date and the file’s creator, as well as other relevant information. Obtaining the file’s SHA-256 hash, checking endpoint logs, or using hexdump on the file’s contents are other possible actions, but they are not the most appropriate to answer the question. The file’s SHA-256 hash is a cryptographic value that can be used to verify the integrity or uniqueness of the file, but it does not reveal any information about the file’s creation date or creator. Checking endpoint logs can provide some clues about the file’s origin or activity, but it may not be reliable or accurate, especially if the logs are tampered with or incomplete. Using hexdump on the file’s contents can show the raw binary data of the file, but it may not be easy or feasible to interpret the metadata from the hex output, especially if the file is large or encrypted. References: 1: How do I get the meta-data of a video file? 2: How to check if an mp4 file contains malware? 3: [Hexdump - Wikipedia]

Firmware is a type of software that is embedded in hardware devices, such as BIOS, routers, printers, or cameras. Firmware controls the basic functions and operations of the device, and can be updated or patched to fix bugs, improve performance, or enhance security. Firmware vulnerabilities are flaws or weaknesses in the firmware code that can be exploited by attackers to gain unauthorized access, modify settings, or cause damage to the device or the network. A BIOS update is a patch that addresses a firmware vulnerability in the basic input/output system of a computer, which is responsible for booting the operating system and managing the communication between the hardware and the software. The other options are not types of vulnerabilities, but rather categories of software or technology.

Software as a Service (SaaS) is the cloud model that best meets the goal of outsourcing the management, including patching, of firmware, operating systems, and applications to the cloud vendor. In a SaaS environment, the cloud provider is responsible for maintaining and updating the entire software stack, allowing the organization to focus on using the software rather than managing its infrastructure.

References = CompTIA Security+ SY0-701 study materials, particularly the domains related to cloud security models​​.

Web serverBotnet Enable DDoS protectionUser RAT Implement a host-based IPSDatabase server Worm Change the default application passwordExecutive KeyloggerDisable vulnerable servicesApplication Backdoor Implement 2FA using push notification

A screenshot of a computer program Description automatically generated with low confidence

Typosquatting is a social engineering and cybersquatting technique in which attackers register domain names similar to legitimate ones, hoping users will make a typographical error and visit their malicious website instead.

To mitigate the risk of sensitive data being exfiltrated from the environment, the IT manager should implement a Data Loss Prevention (DLP) solution. DLP monitors and controls the movement of sensitive data, ensuring that unauthorized transfers are blocked and potential data breaches are prevented.

XDR (Extended Detection and Response) is useful for threat detection across multiple environments but doesn't specifically address data exfiltration.

SPF (Sender Policy Framework) helps prevent email spoofing, not data exfiltration.

DMARC (Domain-based Message Authentication, Reporting & Conformance) also addresses email security and spoofing, not data exfiltration​​.

An application allow list is a security technique that specifies which applications are authorized to run on a system and blocks all other applications. An application allow list can best protect against an employee inadvertently installing malware on a company system because it prevents the execution of any unauthorized or malicious software, such as viruses, worms, trojans, ransomware, or spyware. An application allow list can also reduce the attack surface and improve the performance of the system. References: CompTIA Security+ Study Guide: Exam SY0-701, 9th Edition, Chapter 11: Secure Application Development, page 551 1

Steganography is the process of hiding information within another medium, such as an image, audio, video, or text file. The hidden information is not visible or noticeable to the casual observer, and can only be extracted by using a specific technique or key. Steganography can be used for various purposes, such as concealing secret messages, watermarking, or evading detection by antivirus software12